Funding

Rolling deadline. If you’re a Veteran, and either you or your spouse is Native American, our Native American Direct Loan (NADL) program may help you get a loan to buy, build, or improve a home on federal trust land. You may also get a loan to refinance an existing NADL and reduce your interest rate. Find out if you qualify for an NADL—and how to apply. An NADL offers many benefits, including:

No down payment required in most cases.
No need for private mortgage insurance (PMI), which is commonly charged to conventional loan borrowers.
Limited closing costs (fees you pay for services and other costs related to getting a loan and buying a home).
A low-interest, 30-year fixed mortgage (a fixed mortgage means your interest rate will stay the same over the full life of the loan). The current VA interest rate for NADLs starts at 2.5%. To find out what your interest rate will be, contact an NADL coordinator by email at NADL@va.gov or by phone at 888-349-7541 (TTY: 711). We’re here Monday through Friday, 8:00 a.m. to 6:00 p.m. ET.
A reusable benefit, which means you can get more than one NADL to buy, build, or improve another residence in the future.
The ability to refinance a current NADL for a lower interest rate.
The ability to borrow up to the Fannie Mae/Freddie Mac conforming loan limit on a no-down-payment loan in most areas—and more in some high-cost counties. You can borrow more than this amount if you want to make a down payment.

Deadline Passed 06/27/2019. Deadline Unknown for 2020. The purpose of the Sun Grant Program (SGP) is to enhance national energy security through the development, distribution, and implementation of biobased energy technologies; to promote diversification in, and the environmental sustainability of, agricultural production in the United States through biobased energy and product technologies; to promote economic diversification in rural areas of the United States through biobased energy and product technologies; and to enhance the efficiency of bioenergy and biomass research and development programs through improved coordination and collaboration among the Department of Agriculture; other appropriate Federal agencies (as determined by the Secretary); and Land Grant Institutions.

Categories: energy security, biobased energy, technologies, biomass

DOT is making available funding to develop innovative programs and activities in public transportation that address the human resources needs of public transportation operators, as well as build pathways to long-term careers in the public transportation industry. DOT is giving additional consideration to proposals that advance training related to maintenance of alternative energy, energy efficiency, or zero emission vehicles and facilities used in public transportation, as well as submissions that are geographically diverse, target areas with high rates of unemployment, and address current or projected workforce shortages in areas that require technical expertise.

Categories: Infrastructure, Planning, career building, Research

The purpose of the grant is to accelerate and expand the strategic protection of healthy freshwater ecosystems and their watersheds across the country. EPA expects to issue a cooperative agreement to fund a single grantee to manage the Healthy Watersheds Consortium grant program and issue sub-awards on a competitive basis.

Categories: Restoration, Mitigation, watershed

EPA is announcing the availability of approximately $81 million in non-competitive, direct award funding from the Inflation Reduction Act of 2022 (IRA) for eligible state, local, Tribal and territorial air agencies to establish new ambient air monitoring sites, and maintain, operate, or upgrade existing ambient air monitoring networks. These funds provide critical resources to ensure the sustainability of national air quality monitoring networks as a public asset. The networks provide data to inform decision making that protects human health and the environment. Approximately $2 million of funding is also available to support the deployment and operation of air quality sensors in low-income and disadvantaged communities across the United States.

Categories: air moMonitoring (195), Air Quality (236)

Deadline Passed 11/27/2019. Deadline Unknown for 2020. Congress established the Collaborative Forest Landscape Restoration Program (CFLRP) with Title IV of the Omnibus Public Land Management Act of 2009 (PDF, 40 KB) and reauthorized it in the Agriculture Improvement Act of 2018 Section 8629 (the Farm Bill). The purpose of the Collaborative Forest Landscape Restoration Program is to encourage the collaborative, science-based ecosystem restoration of priority forest landscapes and:encourage ecological, economic, and social sustainability;leverage local resources with national and private resources;facilitate the reduction of wildfire management costs, including through re-establishing natural fire regimes and reducing the risk of uncharacteristic wildfire;demonstrate the degree to which various ecological restoration techniques achieve ecological and watershed health objectives; and,encourage utilization of forest restoration by-products to offset treatment costs, to benefit local rural economies, to and improve forest health.

Categories: collaborative, forest restoration, old growth stands, fire adaptation, watershed health, ecological restoration

Deadline passed. Most recent deadline: November 21, 2023. Most climate change studies to date have lacked integration between the study of organismal mechanisms involved in the response to changing climates and eco-evolutionary approaches. This solicitation calls for proposals that integrate the study of genomic, physiological, structural, developmental, neural, or behavioral mechanisms of organismal response to climate change (ORCC) with eco-evolutionary approaches to better manage the effects of a rapidly changing climate on earth’s living systems. Specific areas of emphasis include but are not limited to: integrating physiology and genomics into the next generation of species distribution models; mechanistic understanding of plastic responses to climate change; functional genomics of organismal response to climate change; the role biological interactions play in organismal responses to climate change; and improving our ability to predict how organisms will respond to climate change and the consequences these responses will have across biological scales.

Categories: scientific research, adaptation, evolutionary biology, climate science

Deadline: August 1, 2024.  Microbes and communities of microbes have remarkable genetic, physiological and biochemical diversity, allowing them to flourish in environments all over the planet and in a variety of substrates and hosts. The goal of this solicitation is to support research that addresses one or more of the three themes: 1) define the underlying mechanisms or rules that drive the formation, maintenance or evolution of synthetic microbial communities, 2) use synthetic microbial communities to address fundamental biological questions, including questions in molecular biology, cellular/organismal biology, ecology and evolution and/or 3) build synthetic communities with biotechnology, bioeconomy or environmental engineering applications, including but not limited to the production of novel biorenewable chemicals, biodegradation of recalcitrant or “forever chemicals,” enabling a circular bioeconomy, fostering sustainable agriculture and mitigating the impacts of climate change.

Categories: Scientific research, microbiology, forever chemicals, molecular biology, climate mitigation

Deadline passed. Most recent deadline: May 31, 2023. The NSF is calling for planning proposals for advancing inclusive wildland fire science via diverse knowledge systems. Proposals that aim to develop a deeper understanding of wildland fire as integrated social-cultural-ecological-technological systems and improve education across multiple levels, in informal settings and/or formal settings spanning pre-college through post-secondary levels, are also encouraged. Budget requests may not exceed $100,000 per year, with a duration of up to two years. Prospective investigators must submit a two-page description of the proposal concept to wildlandfire@nsf.gov.

Categories: fire, knowledge systems, education

Funding unknown for 2017. President Obama has challenged us all to help win the future by out-educating, out-innovating, and out-building our competitors in the 21st century. Know someone who is doing extraordinary things to make a difference in your community? Nominate them to be a Champion of Change. We’ll consider your nominations as we feature people who are bringing about change in their communities on the White House website to share their ideas on how to win the future.

Categories: Leadership, Award, Climate Initiatives

Applications accepted year round. This program assists low-income communities with initial planning and development of applications for USDA Rural Development Water and Waste Disposal direct loan/grant and loan guarantee programs. The area must also have a median household income below the poverty line or less than 80 percent of the statewide non-metropolitan median household income

Categories: water, waste disposal, planning, development, infrastructure, rural communities

Deadline passed. Most recent deadline: June 20, 2023. The Community Connect provides financial assistance to eligible applicants that will provide broadband service in rural, economically-challenged communities where service does not exist.

Categories: development, economy, rural communities,

Rolling Deadline. The Rural Economic Development Loan and Grant program provides funding for rural projects through local utility organizations. USDA provides zero-interest loans to local utilities which they, in turn, pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas. The ultimate recipients repay the lending utility directly. The utility is responsible for repayment to USDA.

Categories: Economic Development, Rural Development, Grants and Loans

Applications accepted continuously. Provides grants to qualified organizations to help them carry out local self-help housing construction projects. Grant recipients supervise groups of very-low- and low-income individuals and families as they construct their own homes in rural areas. The group members provide most of the construction labor on each other’s homes, with technical assistance from the organization overseeing the project. Funds may be used to:Give technical and supervisory assistance to participating familiesHelp other organizations provide self-help technical and supervisory assistanceRecruit families, help them complete loan applications and carry out other related activities that enable them to participate

Categories: housing, rural areas, low-income communities, technical assistance

Deadline passed. Most recent deadline: April 24, 2023. The purpose of this cooperative agreement program is to deliver crop insurance education and risk management training to U.S. agricultural producers to assist them in identifying and managing production, marketing, legal, financial, and human risk.

Categories: climate change, human health, sustainability, agriculture, economy, management, planning, policy

Deadline Passed 12/04/2018. Deadline Unknown for 2019. Section 18 of the Richard B. Russell National School Lunch Act (NSLA) established aFarm to School program in order to assist eligible entities, (schools, school districts, agricultural producers, Indian tribal organizations, nonprofit organizations, state agencies and local agencies), through grants and technical assistance, in implementing farm toschool programs that improve access to local foods in eligible schools

Categories: Health, food security, local economy, agriculture, school health, public

Applications accepted year round. This program provides 1 percent low-interest loans to local intermediaries that re-lend to businesses to improve economic conditions and create jobs in rural communities.

Categories: rural communities, local economy, jobs, development

Past deadline: May 15, 2019. The DLT Program provides financial assistance to enable and improve distance learning and telemedicine services in rural areas. DLT grant funds support the use of telecommunications-enabled information, audio and video equipment, and related advanced technologies by students, teachers, medical professionals, and rural residents. These grants are intended to increase rural access to education, training, and health care resources that are otherwise unavailable or limited in scope.

Categories: telecommunications, rural, telemedicine

Deadline passed. Latest deadline: July 6, 2021. The USDA Rural Development High Energy Costs Grant assists energy providers and other eligible entities in lowering energy costs for families and individuals in areas with extremely high per-household energy costs (275 percent of the national average or higher.) The funds may be used to finance the acquisition, construction or improvement of facilities serving eligible communities. NOTE: Program details may change over time. Before you begin an application, please confirm you have the most current information by emailing Rural Electric Program staff or consulting the program instructions listed in the section above titled "What Governs this Program?"

Categories: Energy conservation, Infrastructure, Community development

Last deadline: January 19, 2023. The AgrAbility program increases the likelihood that farmers, ranchers, farm workers and farm family members with disabilities will experience success in agricultural production. The program supports projects between State Cooperative Extension System and private, non-profit disability organizations who work in partnership to provide agricultural education and assistance directed at accommodating disability in farm operations for individuals with disabilities, and their families, who engage in farming and farm-related occupations.

Categories: agriculture, equity, inclusion, social justice, disability services

Deadline passed. Most recent deadline: April 3, 2023. This program assists in the development, construction, and retrofitting of new and emerging technologies for the development of Advanced Biofuels, Renewable Chemicals, and Biobased Product Manufacturing by providing loan guarantees for up to $250 million.

Categories: biofuels, renewable chemicals, biobased products, renewable energy, manufacturing, development

Past Deadline: May 16, 2019. Beginning farmer education for adult and young audiences in the United States can generally be traced back to the advent of the 1862 and 1890 Morrill Land-Grant Acts. But, for the first time, the Food, Conservation, and Energy Act of 2008 (Pub .L. No. 110-234, Section 7410) appropriated $75 million for FY 2009 to FY 2012 to develop and offer education, training, outreach and mentoring programs to enhance the sustainability of the next generation of farmers. The Agriculture Act of 2014 provided an additional $20 million per year for 2014 through 2018. The reasons for the renewed interest in beginning farmer and rancher programs are as follows: the rising average age of U.S. farmers; the 8% projected decrease in the number of farmers and ranchers between 2008 and 2018; and the growing recognition that new programs are needed to address the needs of the next generation of beginning farmers and ranchers. The Agriculture Improvement Act of 2018 (aka the 2018 Farm Bill) reauthorized the Beginning Farmer and Rancher Development Program and provides mandatory funds for which supports education, mentoring, and technical assistance initiatives for beginning farmers and ranchers.

Categories: ranchers, Farm Bill, outreach, programs food

Deadline passed. Most recent deadline: March 31, 2022. This program provides guaranteed loan financing and grant funding to agricultural producers and rural small businesses for renewable energy systems or to make energy-efficiency improvements. Agricultural producers may also apply for new energy-efficient equipment and new system loans for agricultural production and processing. Increasing energy efficiency and developing more renewable-energy systems is cost effective and reduces the consumption of fuels that generate greenhouse gases, which contribute to climate change. Applications can be for grants of $20,000 or less or a loan/grant combination of $20,000 or less. Learn more and apply here.

Categories: Rural, agriculture, energy, equipment, emissions

Applications are accepted year round. Provides loans and grants to Microenterprise Development Organizations (MDOs) to:Provide microloans to help microenterprises startup and growth through a Rural Microloan Revolving FundProvide training and technical assistance to microloan borrowers and micro entrepreneurs

Categories: business development, rural areas, microenterprise

Deadline passed as of July 29, 2016. Deadline for 2017 unknown. The 2501 Program provides funding to eligible organizations for training and technical assistance projects designed to assist socially disadvantaged and veteran farmers and ranchers in owning and operating viable agricultural enterprises. The 2501 Program extends USDA's capacity to work with members of farming and ranching communities by funding projects that enhance the equitable participation of socially disadvantaged and veteran farmers and ranchers in USDA programs. It is OAO's (Office of Advocacy and Outreach) intention to build lasting relationships between USDA, awardee organizations, and socially disadvantaged and veteran farmers and ranchers.

Categories: agricultural, food security, veterans, ranching, environmental justice, technical assistance, business,

Applications accepted continuously. Meant to fund water and waste disposal systems in rural Alaskan Villages. Funds must be used for development and construction of water and wastewater systems to correct dire health and sanitation conditions in those villages. Many communities in remote rural Alaska, where villages are accessible by plane or boat only, are essentially inaccessible during the long, hard winters. They lag far behind the lower 48 States in having safe and dependable drinking water and suitable waste disposal systems available. Construction costs are extremely high. This is due in part to the severe weather conditions, which makes laying pipe difficult, if not impossible. These conditions also require the use of insulated pipe, or in areas of permafrost, above ground utilidors, often with heat traced insulated pipe. The vast distances from the transportation hub of Anchorage to a village increases costs substantially as the material must be delivered by barge or air.

Categories: Adaptation, Emergency Management, Water, Health, Natural Resources

Rolling Deadline. This program bolsters the availability of private credit by guaranteeing loans for rural businesses.

Categories: Rural areas, business development, credit, local economy

Deadline passed as of December 5, 2016. Deadline for 2017 unknown.Contingent upon available funds the Northwest Climate Hub requests proposals to support our mission to serve farms, forests and rangelands in a changing climate. An estimated amount of $350,000 is available for approximately 5-10 projects. There are additional funds available (at least $50,000) to fund one proposal that is designed to assist the NW Climate Hub in serving Alaska, such as efforts focused on Alaska meeting its food security needs under climate change.

Categories: Alaska, agriculture, wilderness, climate change, adaptation, mitigation

Applications accepted continuously. The purpose of this grant is to provide water and waste disposal facilities and services to low income rural communities whose residents face significant health risks. Every effort is made to identify and fund the neediest projects. This program is only eligible in states with Colonias, and those are Arizona, California, New Mexico, and Texas.

Categories: Adaptation, Water, Health, Natural Resources

Applications accepted year round. This program provides competitive financing for affordable multi-family rental housing for low-income, elderly, or disabled individuals and families in eligible rural areas. This program assists qualified applicants that cannot obtain commercial credit on terms that will allow them to charge rents that are affordable to low-income tenants.

Categories: housing, rural communities, multi-family housing, improvement, development